Most people who come to me for estate planning understand that life is short. Sudden death could destroy not just one life, but the happiness and security of all the survivors. An estate plan cannot prevent a severe blow to the family, but it can prevent the blow from wrecking everything you love beyond recovery.

In this video, I explain how to plan for the worst-case scenario: the death of both parents in your family. The vehicle is a trust which comes into being if both of you. The trust holds your wealth (and perhaps insurance benefits) for your children’s good until they are mature adults. This executory trust, when provided for in your will, is often the best way of planning for that remote but catastrophic possibility of sudden death.

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